What else you should know

Choose the medical plan that best fits your life.

New for 2026, you have two Delta Dental plan options to choose from depending on your needs and budget.

You can also choose between two options for vision coverage: VSP Vision Basic and VSP Vision Plus.

Get complete dental and vision coverage details, and see your contributions.

If you contributed to the HealthEquity HSA in 2025, your per-pay-period election will roll over to 2026. Note that, because there will be an extra pay period in 2026, Adobe will automatically reduce your per-pay-period election if the total would exceed the IRS annual contribution limit.

If you want to increase your contribution amount to meet the new IRS limit or make a lump-sum contribution on specific payroll dates, you will need to enter those elections in the Adobe benefits enrollment site.

In 2026, the maximum amount you can contribute to your HSA is increasing to $4,400 for individuals and $8,750 for families, per IRS guidelines. The catch-up contribution limit if you’re 55 or older remains $1,000.

If you participate in the Health Care FSA or Dependent Care FSA in 2025, your elections will roll over for 2026. However, it’s important to review your contributions to make sure they are in line with your current needs and to be aware of increases to contribution limits for 2026.

The maximum Health Care FSA contribution for 2026 is $3,400. The maximum Dependent Care FSA contribution for 2026 is increasing significantly—from $5,000 in 2025 to $7,500 in 2026.

Schedule a consultation with an MSA money coach for guidance on whether the Dependent Care FSA or the child care tax credit better suits your family’s needs.

Your current supplemental life and AD&D insurance elections will automatically carry over for 2026. However, Open Enrollment is a good time to review your coverage and make any changes based on your current needs, especially since supplemental life and supplemental AD&D rates are decreasing for 2026.

During Open Enrollment, you can increase your supplemental life coverage by up to $150,000 with no evidence of insurability (EOI)—or more, with EOI—and add to your accidental death and dismemberment (AD&D) coverage. You can also increase or decrease supplemental life insurance for your spouse or domestic partner and dependent children.

The new supplemental, employee-paid plans through MetLife are designed to provide additional financial protection if you and your family experience a covered health event. You can choose to enroll in one, two, or all three of the plans: critical illness, accident, or hospital insurance.

Learn more about this voluntary supplemental insurance. View plan rates on the benefits enrollment site.

If you work outside of California, you can choose between two options for short-term disability coverage for 2026:

• The STD Plus plan (your current coverage) provides 100% of your salary for weeks 2–10 of disability and requires an employee contribution every pay period.
• The new STD Basic plan provides 80% of your salary for weeks 2–10 of disability, and there is no cost to you.

Both plans cover 66.67% of your salary from week 11 to day 120, with a weekly benefit cap of $3,500.

If you don’t choose the STD Basic plan during Open Enrollment, you’ll be enrolled in the STD Plus plan for 2026 and will have contributions deducted from your paycheck. If you work in California, you’ll continue to be covered by the California VDI plan.

You can enroll in voluntary long-term care (LTC) insurance directly through Trustmark, with no medical questions asked. Visit the LTC enrollment site to get more information and to enroll.

Some life changes, like purchasing a home, caring for aging parents, and—new for 2026, becoming a landlord—are easier with legal counsel. Our MetLife plans can cover you, your spouse, and your dependents, and you have the option to add your parents.

When you sign up for the MetLife legal plan, you’ll have access to an online portal of attorneys for covered services, digital estate planning, and four hours of legal advice for uncovered matters.

Keep in mind that you must already have legal insurance prior to the occurrence of a major life event for it to be covered.

Your 2025 election will automatically roll over to 2026. During Open Enrollment, you can add or change coverage for yourself or your parents.

The deferred compensation plan (DCP) allows participants to put eligible compensation into a tax-deferred savings plan.

If your position is director level or above, and you would like to enroll, visit Nolan (or SSO) during the enrollment period, which is November 6–21.

Even if you’re already enrolled in the DCP, you need to reenroll; elections do not automatically roll over from year to year. While you’re on the site, review and update your beneficiaries.

For a quick DCP overview, watch this short video.

Don’t forget to update your beneficiaries if you’ve had any life changes, such as marriage, divorce, birth, or adoption. You can do this at any time, but Open Enrollment is a convenient time to check whether any changes are needed.

Visit these sites to update your beneficiaries:

• Life and AD&D insurance: Adobe benefits enrollment site
• HSA: HealthEquity HSA (or SSO)
• 401(k): Vanguard (or SSO)
• DCP: Nolan (or SSO)
• ESPP: E*TRADE from Morgan Stanley

Spring Health, our employee assistance program (EAP), offers 12 free and confidential therapy sessions per year to provide mental health support for you, your spouse or domestic partner, and your dependents ages 6 and up.

In addition to counseling services, Spring Health offers a full suite of mental health resources for self-directed support.

New: Invite up to five members of your family or household to join Thrive Global for free in 2026. Thrive Global is a wellbeing resource that helps you reach your goals through daily microsteps.

Set an intention to improve in areas like movement, food, money, or focus, and find on-demand resources to support you along the way. Download the Thrive Global app through your browser, your phone, Slack, or Microsoft Teams.

New: Invite up to five members of your family or household to join the Headspace app for free. Headspace helps you incorporate calm and mindfulness into your day with short, guided meditation sessions to better manage stress, sleep, and focus, and to achieve more balance in your life. Headspace is available in many languages and offers a variety of accessibility options.